Several men are in a locker room of a golf club.   A cell phone on a bench rings and a man engages the hands free speaker function and begins to talk.  everyone else in the room stops and begins to listen.

     MAN;  "HELLO"

     WOMAN;  "HONEY, IT'S ME.  ARE YOU AT THE CLUB?"

     MAN;  "YES"

     WOMAN;  "I AM AT THE MALL NOW AND I FOUND THIS BEAUTIFUL LEATHER COAT.  IT'S ONLY $1,000.  IS IT OK IF I BUY IT?"

     MAN;  "SURE, GO AHEAD IF YOU LIKE IT THAT MUCH."

     WOMAN;  "I ALSO STOPPED BY THE MERCEDES DEALERSHIP AND SAW THE NEW 2010 MODELS. ISAW THE ONE THAT IS PERFECT FOR ME."

     MAN;  "HOW MUCH IS IT?"

     WOMAN;  "$390,000."
 
     MAN;  "OK, BUT FOR THAT PRICE I WANT IT WITH ALL THE OPTIONS."

     WOMAN;  "GREAT!  OH, AND ONE MORE THING.... THE HOUSE I WANTED LAST YEAR IS BACK ON THE MARKET.  THEY ARE ASKING $2,950,000 FOR IT"

     MAN;  "WELL, THEN GO AHEAD AND GIVE THEM AN OFFER OF $2,800,000.  THEY WILL PROBABLY TAKE IT.  IF NOT, WE CAN GO THE EXTRA $150,000 IF IT IS REALLY A PRETTY GOOD PRICE."

     WOMAN;  "OK.  I'LL SEE YOU LATER!  I LOVE YOU SO MUCH!"

     MAN;  "BYE!  I LOVE YOU TOO."

The man hangs up.  The other men in the locker room are staring at him in astonishment, mouths agape.

He turns and asks:  "ANYONE KNOW WHO THIS PHONE BELONGS TO?"